A Helping Hand For Private Insurance Markets

Essays on Private Medicare Insurance Markets

This dissertation consists of two essays in economics of industrial organization on private Medicare insurance markets. In the first chapter, together with Naoki Aizawa, we study the incentives for private health insurers to use advertising to attract healthy individuals in the market for private Medicare plans called Medicare Advantage (MA). Using data on the advertising expenditures of MA pla...

A helping hand for the invisible hand.

A simple test for private information in insurance markets with heterogeneous insurance demand

A positive correlation between insurance coverage and ex post risk indicates private information in insurance markets. However, this test fails if agents have heterogeneous risk attitudes. We propose a finitemixturemodel that conditions on unobserved typeswho differ in their risks preferences and detects asymmetric information even if heterogeneous risk attitudes exist. Our method identifies th...

A helping hand.

by Jeremy Rutherford news editor rators." Jones said Ris experience with a diverse group of people will assist him Just before the April 1 deadline, in working with students. . Chris Jones announced his candidacy "Students come from different for president of the Student Governbackgrounds," Jones said. "So I think ment Association (SGA). Jones' vicethe experience will be a tremendous president ...

Differentially Private Local Electricity Markets

Privacy-preserving electricity markets have a key role in steering customers towards participation in local electricity markets by guarantying to protect their sensitive information. Moreover, these markets make it possible to statically release and share the market outputs for social good. This paper aims to design a market for local energy communities by implementing Differential Privacy (DP)...